Gen Z Confronts Me On The Economy
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Analyzing Affordability Crisis Through Supply, Demand, and Monetary Policy Failures
Learn the fundamental supply and demand framework determining grocery and housing prices. Understand why government subsidies inflate costs and gain actionable steps for personal financial navigation in the current economic environment.
Short Summary
- Inflation stems primarily from massive injections of money into the economy rather than simple supply shocks alone.
- True price reduction (deflation) typically requires a radical decrease in demand, often resulting in an economic crash.
- Subsidizing demand for finite resources, such as higher education, forces universities to raise prices rather than increase supply.
- Personal financial success requires granular budgeting review and creating an intentional, multi-phase career income trajectory.
This discussion breaks down complex economic struggles, starting with the basics of supply/demand curves and applying them to modern issues like grocery price spikes and housing stickiness. The conversation critiques expansionary fiscal policies from both the Trump and Biden administrations, concluding with concrete, individualized advice for young adults navigating financial precarity.
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Top Comments (10)
There may be a problem with a politician saying “I can’t bring prices down. It’s not possible.” When the competition is saying, “I will make things free and take the money from people you don’t like.”
Yeah. Be careful with deflation. That often accompanies massive layoffs.
One contributor to increased prices is retail theft!!!!! I work in a Dollar store. The shoplifting would stun you if you saw it!!
The simple fact is that for upwards of 20 years now, or more, we have been devaluing the dollar, shipping our jobs overseas, printing money, deficit spending, regulating our businesses out of competitiveness and the government has made too many promises it cannot keep. This is with both parties. This is why things are so expensive.
Not a financial adviser, but selling the old furniture 🪑 and buying all new furniture 🛋️ sounds expensive.
Prices will never come down across the board. Sadly only a market crash can do that.
Apparently "confronts" means "asks one question and then agrees with everything I say"
I thought Brett Cooper dyed her hair for a sec lol
Bought my first house in my 20's making under 30k a year in 2010 for 100k, a 3,000 square foot 2 bath, 4 bedroom, 2.5 car garage safe neighborhood. I bought my second house 3,500 square foot all brick home, 2 bathroom 4 bedroom, 8 car brick detatched garage in 2020 for 280k with a base salary of 60k a year. Now, 2025, a 1,000 square foot home 2 bedroom 1 bathroom, no garage down the block from my house is 350k with a tax burden about 4 times mine. Its not just about zoomers wanting McMansions for free. I live in a lower middle class blue collar area. Something very unnatural is happening, My neighborhood was classically for below median families now, suddenly in 5 years my kind of property I bought in 2020 for 280k is worth 750k up to 1,250k, and that is taking into consideration the interest rates are WAY up like 3 times when I bought my current property. If you build a house in my city now, the taxes on that lot will be somewhere be 2-5k a MONTH! I pay 600 a month. Taxes on a new 2,500 square ft home in my city is more than my entirely monthly bill on my current house. We are off a cliff and in free fall. Then you have the food issues.
My half of the rent is almost equal to the condo fees in my area.
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Top Comments (10)
There may be a problem with a politician saying “I can’t bring prices down. It’s not possible.” When the competition is saying, “I will make things free and take the money from people you don’t like.”
Yeah. Be careful with deflation. That often accompanies massive layoffs.
One contributor to increased prices is retail theft!!!!! I work in a Dollar store. The shoplifting would stun you if you saw it!!
The simple fact is that for upwards of 20 years now, or more, we have been devaluing the dollar, shipping our jobs overseas, printing money, deficit spending, regulating our businesses out of competitiveness and the government has made too many promises it cannot keep. This is with both parties. This is why things are so expensive.
Not a financial adviser, but selling the old furniture 🪑 and buying all new furniture 🛋️ sounds expensive.
Prices will never come down across the board. Sadly only a market crash can do that.
Apparently "confronts" means "asks one question and then agrees with everything I say"
I thought Brett Cooper dyed her hair for a sec lol
Bought my first house in my 20's making under 30k a year in 2010 for 100k, a 3,000 square foot 2 bath, 4 bedroom, 2.5 car garage safe neighborhood. I bought my second house 3,500 square foot all brick home, 2 bathroom 4 bedroom, 8 car brick detatched garage in 2020 for 280k with a base salary of 60k a year. Now, 2025, a 1,000 square foot home 2 bedroom 1 bathroom, no garage down the block from my house is 350k with a tax burden about 4 times mine. Its not just about zoomers wanting McMansions for free. I live in a lower middle class blue collar area. Something very unnatural is happening, My neighborhood was classically for below median families now, suddenly in 5 years my kind of property I bought in 2020 for 280k is worth 750k up to 1,250k, and that is taking into consideration the interest rates are WAY up like 3 times when I bought my current property. If you build a house in my city now, the taxes on that lot will be somewhere be 2-5k a MONTH! I pay 600 a month. Taxes on a new 2,500 square ft home in my city is more than my entirely monthly bill on my current house. We are off a cliff and in free fall. Then you have the food issues.
My half of the rent is almost equal to the condo fees in my area.