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How Is This Possible... | Financial Audit

2026-01-21 Education
128.5k
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Caleb Hammer
Caleb Hammer
3.3m subscribers

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*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY--- AGGGGGG WTF IS GOING ON?!?!? 💸 Download Dollarwise today: https://bit.ly/dollarwiseapp 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ============================= *Chapters* ============================= 00:00 Intro 01:10 She Likes To WHAT? 02:02 Job & Income 05:05 She Has A Plan & It Involves Boobs 13:21 Almost 40 But Hasn't Locked In Yet (She Has "Spending Amnesia") 24:09 She Avoids Looking At Her Bank Accounts (But She'll Manifest Everything To Work Out) 32:29 She Has A Southwest Card But It's Worse Than We Thought.. 36:29 Her Sister Filed For Bankruptcy But She Still Trusted Her With Her Credit Card 40:22 She Forget Her Bills Sometimes (Almost 40 Years Old BTW) 45:42 She Swipes This Credit Card When She Doesn't' Want To Spent Money (?) 48:24 Excuses Excuses Excuses 52:11 Aunties Getting Some, Good For Her 55:32 Is Furniture A Necessity? 57:48 Consolidated Date And It's Still THIS F*cked? 01:01:27 Calebs Bravery Is Unmatched (Based Avatar Take) 01:04:29 Bullsh*t Amazon Spending 01:08:29 Her Kid Has Credit Card Access Too (We Give Him A Call) 01:13:38 When Should Kids Be Given Phones? 01:20:00 It Never Ends 01:23:52 Let's Build A Budget! 01:26:31 What's The Plan? 01:28:08 Hammer Financial Score ============================= Want more content? ============================= 🍿Caleb Hammer LIVE: / @calebhammerlive 🍿 Financial Audit Follow-Ups here: / @financialauditfollowups ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: [email protected]

Top Comments (10)

@JHepp7669 2026-01-21

Apparently we are in Boob month of FA

3.2k 20 replies
@tumamaensalsa2267 2026-01-21

When she said she wanted to pay off a debt just to take on another one, I thought she meant paying her son’s tuition, not renovating her backyard😭

3.1k 13 replies
@PFchann3l 2026-01-21

Society is cooked. People are going into debt for plastic surgery but complain about gas and grocery prices

2.3k 38 replies
@CantSilenceUsAll 2026-01-21

HVAC qnd Plumbing before 20 is a good career path

1.4k 27 replies
@oliviab1049 2026-01-21

Only 9 minutes in, but she’s so likable. Messy finances, but I want the best for her! Refreshing to have this type of guest!

1.0k 11 replies
@purpurina5663 2026-01-21

Everyone talking about the boob job, I'm appalled by $50k on making your backyard hotter and dryer. Way to go, woman.

625 13 replies
@k1ttyt3chno 2026-01-21

Caleb saying “alright love you bye” to the kid was my favorite part

542 3 replies
@stevegarfi5812 2026-01-21

The older you grow the more you realize 8/10 people are just blissfully unaware of how to go about life

426 5 replies
@purpurina5663 2026-01-21

"When the debt is paid off you don't have any more payments 😃" has the same energy as "my girlfriend has been there since the beginning of the relationship".

286 1 replies
@CalebHammer 2026-01-21

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY--- AGGGGGG WTF IS GOING ON?!?!? 💸 Download Dollarwise today: https://bit.ly/dollarwiseapp 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ============================= Master Your Money with Caleb Hammer ============================= ⚡Budget YOUR dream life with my simple courses: ➡ https://bit.ly/calebhammer ⚡Check out all of my custom Financial Audit merch: ➡ https://bit.ly/caleb-merch

63 13 replies

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