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No F*cking Way | Financial Audit

2026-01-23 Education
158.1k
4.3k
1.9k
Caleb Hammer
Caleb Hammer
3.3m subscribers

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*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- she could not tell us this on the main episode, but she is buying some *stuff* you could not belive on her COORPERATE credit card- she is in *BIG TROUBLE* if they find out... 💸 Download Dollarwise today: https://bit.ly/dollarwiseapp 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ============================= *Chapters* ============================= 00:00 Intro 01:11 Jobs & Incomes 03:36 She Has No Idea What’s Really Going On But She Has A Plan! 07:25 Ah Yes, Caleb Is The Problem Here 09:50 What Does Her Husband Know? 11:30 Her Husband Apparently Knows How To Hurt Himself 16:18 Budgeting Is Not That Complicated 20:10 The Numbers Don’t Lie Lady, Don’t Blame Caleb 29:55 It All Makes Sense Now (She’s Spoiled) 32:30 How Dare She Want A Child (Right Now) 37:29 Let The Finances.. Begin! 41:00 Valid Crashout Tbh 43:00 Why Does He Keep Hurting Himself? 48:30 Consolidation Is NOT The Answer 01:01:15 BULLSH*T BULLSH*T BULLSH*T 01:09:40 Her Husband Must Enjoy Getting Hurt 01:13:11 $24,000 Is BRUTAL 01:17:13 And There's Family Debt... 01:19:31 She Think's She's Immune To Getting Laid Off 01:23:30 Soooo No Equity?01:26:00 Checking & Savings (Bullsh*t) 01:27:52 Let's Build A Budget! 01:29:33 What's The Plan? 01:30:58 Hammer Financial Score ============================= Want more content? ============================= 🍿Caleb Hammer LIVE: / @calebhammerlive 🍿 Financial Audit Follow-Ups here: / @financialauditfollowups ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: [email protected]

Top Comments (10)

@TH0KH 2026-01-23

"I only have 50 for groceries so I have to buy lunch from a restaurant" is insane

2.5k 22 replies
@hanfrann_9204 2026-01-23

She talks like she’s trying to reach a word count on an essay

2.3k 13 replies
@Cherrywaves96 2026-01-23

Is her husband the fish from SpongeBob who says “I was born with glass bones and paper skin. Every morning, I break my legs, and every afternoon, I break my arms. At night, I lie awake in agony until my heart attacks put me to sleep.

1.5k 12 replies
@TheDev298 2026-01-23

Good thing stinky didn’t show up he probably would’ve fallen in the studio and sued

1.5k 12 replies
@justjulie2859 2026-01-24

There is 0% chance they can afford a child.

1.4k 10 replies
@Galahad510 2026-01-23

“We live really close to a gas station” You live SEVERAL STEPS from your PANTRY, just BUY IN BULK! 😭

1.3k 18 replies
@reallygoodbeef 2026-01-23

The more she says she loves her husband the less I believe her

1.1k 13 replies
@Daedraug7647 2026-01-24

Bro she's almost 40, she wants to have a kid, spending 2½× her income, don't make her lunch??? And wants kids???? Husband won't come on the financial show with her, breaks himself all the time, 350k in debt.... I'm just flabbergasted for once actually. I guess you spend so much money because you find everything "interesting"

898 17 replies
@orsh8204 2026-01-24

She has a concept of a plan

339 5 replies
@CalebHammer 2026-01-23

*JOIN FOR FREE* - I am personally paying for your Hammer *ELITE* subscription for the first month ➡ https://bit.ly/chpostshow Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. Today's post show is crazyyyyyyy- she could not tell us this on the main episode, but she is buying some *stuff* you could not belive on her COORPERATE credit card- she is in *BIG TROUBLE* if they find out... 💸 Download Dollarwise today: https://bit.ly/dollarwiseapp 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus ============================= *Sponsors for This Video* ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 ============================= Master Your Money with Caleb Hammer ============================= ⚡Budget YOUR dream life with my simple courses: ➡ https://bit.ly/calebhammer ⚡Check out all of my custom Financial Audit merch: ➡ https://bit.ly/caleb-merch

84 12 replies

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