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The WORST Debt In Financial Audit History

2026-04-29 Education
469.3k
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Caleb Hammer
Caleb Hammer
3.3m subscribers

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*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don't be dumb, deal won't last long: https://go.dollarwise.com/sun *THIS POST SHOW IS INSANE* - I found more things that are easy for them to cut, but they won't... so I fully kicked them off... crazy sh*t, watch here: ➡️ https://bit.ly/chpostshow ============================= 👉 Checking & Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS ============================= *Sponsors for This Video* ============================= You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today. Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://chime.com/hammer ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡️Learn how to budget: https://bit.ly/4sspyGh ⚡️Learn how to invest: https://bit.ly/41mr8OP ⚡️Pay off your debt: https://bit.ly/41mr8OP ============================= *Check Out My Resources* ============================= 👉 Checking & Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 See if refinancing your high-interest debt saves money. Checking is free. → https://bit.ly/4vLOStU 👉 Get FREE MONEY by investing with Public! secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer ============================= *Chapters* ============================= 00:00 Intro 01:26 Jobs & Income 04:30 Newlyweds With Ultimatums Already??? 07:40 The Actual Dumbest Way To Use Credit Cards lol 09:45 Bro Thinks He's So Smart 11:15 They Should Not Have Gotten Married 16:20 Excuses Excuses Excuses 21:35 High Income Spoiled F*ckers 28:00 She's Contradicting Herself So Hard lol 31:25 No One Is Guaranteed Safe 36:00 They're Just The F*cking Worst 45:00 It's A Credit Card, Thanks For Sharing 46:50 That's Pretty Rough lol 52:40 $37,000 CREDIT CARD?? 54:45 Typical American lol 57:05 Her Reaction Is Too Tame For All This.. 01:04:37 BUT WAIT! THERES MORE!! ($30,000 Credit Card Balance) 01:09:40 Shes Trying So Hard To Keep Up lol 01:12:05 401K LOANS TOO??? 01:14:00 Amazon Spending 01:18:30 10% INTEREST RATES EVERYWHERE 01:20:45 Thats A Violation 01:23:10 Inflatable Hot Tub HAHAHA 01:28:00 Caleb, There Isn't A Strategy.. 01:34:26 Budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: [email protected]

Top Comments (10)

@wendyyyacker 2026-04-29

She reminds me of pearl from SpongeBob lol

3.1k 44 replies
@leahmalchow94 2026-04-29

We listen and we DO judge.

2.7k 19 replies
@ldnarva1 2026-04-29

"I'm an admin" "Tell me more" "It's a desk job"

1.9k 20 replies
@tylerlaw6514 2026-04-29

The fact it was so hard for her to say her job means it’s gonna be a long episode

1.5k 2 replies
@motherlychaos 2026-04-29

That income. No kids. You should be able to live an amazing life with zero debt. It's always the stupid people.

1.4k 12 replies
@kev4378 2026-04-30

These guys are somehow Disney Adults without being Disney Adults.

917 7 replies
@queenseabee8113 2026-04-29

He won't change because he doesn't care, and she'll never leave because she's too insecure.

686 10 replies
@captainretro97 2026-04-29

I feel like this guy Naruto ran down the hallways in middle school.

568 6 replies
@pirate254 2026-04-29

Please dont spend 10s of thousands of dollars on IVF before addressing the morbid obesity, which drastically impacts fertility

439 11 replies
@CalebHammer 2026-04-29

*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don't be dumb, deal won't last long: https://go.dollarwise.com/sun *THIS POST SHOW IS INSANE* - I found more things that are easy for them to cut, but they won't... so I fully kicked them off... crazy sh*t, watch here: ➡ https://bit.ly/chpostshow ============================= 👉 Checking & Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS ============================= *Sponsors for This Video* ============================= You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer Start building credit with Kikoff today, and get your first month for as little as one dollar. That’s 80% off the normal price when you go to http://getkikoff.com/caleb today. Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://chime.com/hammer ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://bit.ly/41mr8OP

91 9 replies

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