MAJOR Changes To Your Money (Roth IRAs, Tax Cuts, & US Economy)
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Top Comments (10)
You wanna lower government spending pay all your politicians minimum wage problem solved
“I could end the deficit in five minutes. You just pass a law that says that any time there is a deficit of more than 3% of GDP, all sitting members of Congress are ineligible for re-election.” 🥳
The issue with Medicaid and SNAP benefits isn’t that people are lazy or unwilling to work. It’s that the system itself is built on outdated, unrealistic poverty metrics. Right now, a single adult who earns just over $20k a year can lose access to benefits like healthcare and food assistance. But the catch is the cost of covering those essentials out of pocket often pushes people deeper into poverty than they were before. It’s called a benefits cliff or the poverty trap. Instead of addressing this broken system and updating these outdated thresholds, politicians deflect blame. They point fingers at struggling Americans and pit us against each other, while the real problem, flawed policy, gets swept under the rug.
Controlling Student loans spending, when Government cannot control its own spending! 😊
Caping the student loan spending? How about caping the tuition? How about caping the interest? Grad and medical school is incredibly expensive. How are low income students able to pay for the difference in tuition when they are short changed by their student loan? Take out private loans that have higher interest rates? This is so unfair and it’s a disadvantage to students who don’t have rich parents to bail them out.
CORRECTION: Backdoor Roth IRAs are unaffected and should still be applicable (I'm still living in 2021 and confused it with a provision in the Build Back Better plan). The loophole is NOT going away. Continue using it and building a tax free retirement!
From what I understand, the original version of the Big Beautiful Bill did attempt to eliminate both the Backdoor Roth IRA and the Mega Backdoor Roth but those provisions were removed in the final, amended version. So, the current “One Big Beautiful Bill” does NOT shut down the Backdoor Roth strategy.
I’m not a fan at all of what they did with utilities. They should have kept the green tax credits and the ability of the state to limit my electricity is seriously bullsh!t
My understanding is that the final version of the bill HAS NO EFFECT ON the ability to execute the backdoor Roth IRA. That just isn't a part of the bill. You dedicated an entire section to this and it's incorrect. You should modify the video and reupload a corrected version.
Thanks for explaining all this clearly. Cuz every news outlet either says it's the best or the worst thing ever.
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Top Comments (10)
You wanna lower government spending pay all your politicians minimum wage problem solved
“I could end the deficit in five minutes. You just pass a law that says that any time there is a deficit of more than 3% of GDP, all sitting members of Congress are ineligible for re-election.” 🥳
The issue with Medicaid and SNAP benefits isn’t that people are lazy or unwilling to work. It’s that the system itself is built on outdated, unrealistic poverty metrics. Right now, a single adult who earns just over $20k a year can lose access to benefits like healthcare and food assistance. But the catch is the cost of covering those essentials out of pocket often pushes people deeper into poverty than they were before. It’s called a benefits cliff or the poverty trap. Instead of addressing this broken system and updating these outdated thresholds, politicians deflect blame. They point fingers at struggling Americans and pit us against each other, while the real problem, flawed policy, gets swept under the rug.
Controlling Student loans spending, when Government cannot control its own spending! 😊
Caping the student loan spending? How about caping the tuition? How about caping the interest? Grad and medical school is incredibly expensive. How are low income students able to pay for the difference in tuition when they are short changed by their student loan? Take out private loans that have higher interest rates? This is so unfair and it’s a disadvantage to students who don’t have rich parents to bail them out.
CORRECTION: Backdoor Roth IRAs are unaffected and should still be applicable (I'm still living in 2021 and confused it with a provision in the Build Back Better plan). The loophole is NOT going away. Continue using it and building a tax free retirement!
From what I understand, the original version of the Big Beautiful Bill did attempt to eliminate both the Backdoor Roth IRA and the Mega Backdoor Roth but those provisions were removed in the final, amended version. So, the current “One Big Beautiful Bill” does NOT shut down the Backdoor Roth strategy.
I’m not a fan at all of what they did with utilities. They should have kept the green tax credits and the ability of the state to limit my electricity is seriously bullsh!t
My understanding is that the final version of the bill HAS NO EFFECT ON the ability to execute the backdoor Roth IRA. That just isn't a part of the bill. You dedicated an entire section to this and it's incorrect. You should modify the video and reupload a corrected version.
Thanks for explaining all this clearly. Cuz every news outlet either says it's the best or the worst thing ever.