Stop Following The 60/40 Rule - This New Investing Strategy Could Save Your Retirement
The 60/40 Portfolio's Obsolescence and Modern Diversification Strategies
Discover the three critical reasons the traditional 60/40 retirement strategy is failing and learn the modern asset diversification framework already being adopted by top investors.
Short Summary
- Stocks and bonds no longer offer reliable negative correlation, proved by the simultaneous downturn in 2022.
- Bond returns are insufficient after accounting for inflation (often 3%) and federal taxes.
- True portfolio diversification requires investing across distinct asset classes, not just different stock types.
- Wealthy investors build wealth sequentially, dominating one asset class before expanding to the next.
- The speaker details his five-step portfolio allocation, emphasizing business, real estate, and cash-flow generating stocks first.
This summary outlines why the historic 60/40 rule, which averaged 9% growth, is now considered outdated by major financial players like BlackRock. Readers will gain insight into current market dynamics and a structured approach to building a resilient, multi-asset portfolio tailored for modern economic realities.
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Top Comments (10)
Nobody here gives a flying F about GROK60K please remove the BOT ACTIONon this chat please
Happy Thanksgiving 🦃
Register for my free masterclass & get Market Briefs as a bonus: https://briefs.finance/67dc1a WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!"
Because they were correlated during one correction the you should scrap a thesis that has worked for decades? And crypto and gold aren’t also correlated to the market at this point
YES!!!! what's next?! and what are the top 1 percent already investing in before we hear about it?!
Happy Thanksgiving everyone!
I know Jaspreet would disagree is I focus on the total return. When I want receive income from my investments, I will sell shares to take advantage of lower capital gains taxes. I only reinvest dividends.
Just wanted to say im grateful for these videos, its very informative and easy to understand, and i dont feel like im being swindled into some sort of pay to know program, i watch like and comment EVERYDAY for that reason. Much love brother!
Knowledge and action support growth.
I feel like he should be saying bond funds because if you actually bought treasures you would not lose money unless you are talking about against inflation then I bonds would be the answer
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Top Comments (10)
Nobody here gives a flying F about GROK60K please remove the BOT ACTIONon this chat please
Happy Thanksgiving 🦃
Register for my free masterclass & get Market Briefs as a bonus: https://briefs.finance/67dc1a WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!"
Because they were correlated during one correction the you should scrap a thesis that has worked for decades? And crypto and gold aren’t also correlated to the market at this point
YES!!!! what's next?! and what are the top 1 percent already investing in before we hear about it?!
Happy Thanksgiving everyone!
I know Jaspreet would disagree is I focus on the total return. When I want receive income from my investments, I will sell shares to take advantage of lower capital gains taxes. I only reinvest dividends.
Just wanted to say im grateful for these videos, its very informative and easy to understand, and i dont feel like im being swindled into some sort of pay to know program, i watch like and comment EVERYDAY for that reason. Much love brother!
Knowledge and action support growth.
I feel like he should be saying bond funds because if you actually bought treasures you would not lose money unless you are talking about against inflation then I bonds would be the answer