Destiny CRASHES OUT Solving The Housing Crisis

One of the biggest issues right now is it feels like we are not allowed to criticize people's financial choices

Ban zoning boards, allow mixed use zoning, get rid of minimum lot sizes, ban cross border ownership and control, fund schools for getting into trades and construction, create brick and mortar labor exchanges, normalize building apartment buildings on parking lots, build passenger rail with stores and apartments and hotels around the stations, etc, etc.

The problem is that Americans have this cultural relic from European culture of the family home... but they don't want to treat it like a family home. In many parts in Europe that still do this, you live with your parents that house, because that's what it is: a home for the family. Grandparents help raise kids, then the family cares for the elderly in their twilight years. You can't have a family of 4 with 3 'family homes'. It's probably from the post-war industrial boom in the States, where you could pretty easily find a factory/fabrication job and cities were still expanding fairly quickly, so yeah, buy a house, why not? I think the avg house cost, adjusted for inflation, was like 1/3 of what it is now in 1960. If the *average* house cost today was like $120k, then yeah, even for people making under $50k a year, housing becomes absurdly achievable.

GEORIGIST ARE BACK BOYS WE'RE IN IT

I saw a lot of this when I used to work in retail banking. Customers would come in to apply for HELOCs (Home Equity Lines of Credit). Part of the application would ask what purchase price of the home was and what the current estimated value was. And I'd always get something like: "I bought the home in 1985 for $110,000. The current estimated value? $1.7 million." That's great for them, but there's no young person who is going to be able to buy that home down the line unless they have very rich parents.

Forced to pay into healthcare system you don't use and forced to pay into retirement plans you will never get to cash in on just so you can fund these 60+ year old retires that live alone in 3+ bedroom houses

not only did my parents not downsize, they bought a bigger house after I left at 21

I lived in a six plex for a couple of years with my wife, it backed onto a property the same size as ours, with a giant 4bd house, with two old poeple living in it, they never did any yard work, never used the back yard, no one ever visted them, they were barely home, and left for the winter months. It was a huge waste of a house. Opposite of our property was a 3bd house, owed by some couple in their early 40s who had absolutely no prospect of having kids, they sat in their living room all night playing video games and had robots and shit doing their yard work. The issue is a touchy subject, because private property rights and "making it" really get to peoples heads. And then when you say grandma and grandpa shouldnt be in a giant house anymore, you get called a commie and shit. And the worst part is, even when boomers downsize, they drive the smaller properties up.

Does anybody else think we live in a society that's opposite to the proverb: "A society grows great when old men plant trees in whos shade they know they will never sit"? Now it's like everyone is just out for themselves maxing out in every regard before they die

The 15 minutes before the crash out is pretty good context lmfao