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Delusional Creature Dying In Poverty | Financial Audit

2024-03-06 Education
570.8k
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Caleb Hammer
Caleb Hammer
3.3m subscribers

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Broaden your understanding of the financial “big picture” with Ground News. Go to https://ground.news/caleb and subscribe for less than $1/month or get 40% off unlimited access this month only. ▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email [email protected] ▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/ _______________________ ▶Resources I use/would use (with discounts/sign-up bonuses): 1) Checking & Savings: Fee-free overdraft up to $200*, when you set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-spotme 2) *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer 4) Helium Mobile: Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer _______________________ ▶Our other channels: 1) Vlogs: https://www.youtube.com/@calebhammervlogs/videos 2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos 3) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos _______________________ ▶Fun things: 1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer 2) Get your own Hammer Financial Score: https://www.calebhammer.com 3) Merch: The most fun website: https://shop.calebhammer.com _______________________ ▶Her first episode: https://www.youtube.com/watch?v=TfZ-Rxw34o8&ab_channel=CalebHammer ▶My socials: https://linktr.ee/calebhammer ▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply _______________________ Chapters: 00:00 Job and income 05:16 Ground News 08:50 You call this progress?! 14:40 How will you ever change? 18:50 This is embarrassing 27:26 This is not an adult balance 31:50 Wait just a second, are you kidding me? 34:20 Oh brother this spending stinks! 38:04 Let’s make you a budget 44:02 You’re not surviving 46:37 SOFI 49:17 Tackle this debt! 52:00 And she needs a new car…. 53:00 Hammer Financial Score _______________________ ▶Sponsorship and business inquiries: [email protected] _______________________ These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early. _______________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice. ▶Sponsorship and business inquiries: [email protected]

Top Comments (10)

@samriebel5752 2024-03-06

When guests come on for return appearances, you should have a “Previously on Financial Audit” with a 1 minute highlight reel

3.7k 42 replies
@Long-Otter 2024-03-06

This show has taught me that it is ALWAYS because of Fast Food

3.7k 109 replies
@strandedtxgirly 2024-03-06

For anyone looking for her first audit, it's called 33-year-old With More Debt Than Anyone Should Ever Have and was posted February 13th of 2023.

2.5k 29 replies
@robbykevlishvili7127 2024-03-06

Hi Caleb! You should really do a Q&A type video where people who are not in as much financial trouble can ask you quick questions on budgeting, finance, etc. Love the content!

1.5k 60 replies
@yapst4r 2024-03-07

I’ve paid off $7,842 of debt and fully funded a one month emergency fund since seeing your show for the first time in summer 2023. I’m projected to be debt free by January 2025. The elimination of impulsive spending started a cascade of habits toward delayed gratification - I couldn’t eat out so I started meal prepping, I figured I’m already meal prepping so I might as well track my macros, I started running, I’m down ten pounds. I quit social media. Life is like, kinda boring and quiet and peaceful and it’s actually amazing and I feel more powerful than ever. Thank you

1.4k 40 replies
@josephbrown9685 2024-03-06

This is controversial and Caleb rarely pushes back on it because of the nature of it, but some people cannot afford pets, particularly certain types of pets that are more expensive, which is technically a want.

1.3k 45 replies
@kellycat4637 2024-03-06

All of her Instacart earnings just went to fast food buying. She totally wasted that time and energy 😭

1.2k 15 replies
@stefanmi1 2024-03-06

I love when it comes to kids Caleb is all "ewww keep that mess away from me" but when it's a dog he's like "IS THE PUPPY HERE?!"

442 8 replies
@ytdannyg 2024-03-07

You can tell by her facial expressions that she’s 110% not going to follow it once again. Still making excuses after being laid out a plan already. You can’t make excuses anymore.

237 2 replies
@CalebHammer 2024-03-06

Kiss me, I have an emergency fund: shop.calebhammer.com Also, broaden your understanding of the financial “big picture” with Ground News. Go to https://ground.news/caleb and subscribe for less than $1/month or get 40% off unlimited access this month only.

223 13 replies

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