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Okay, I Think I’m Done… | Financial Audit

2025-08-01 Education
900.3k
17.6k
8.6k
Caleb Hammer
Caleb Hammer
3.3m subscribers

Financial Audit: High-Debt Serial Entrepreneur Chasing Ugandan Gold

Discover how massive high-interest debt ($200K+) builds while pursuing high-risk, geographically distant ventures, and identify critical spending habits that sabotage financial stability.

Short Summary

  • The audit reveals extreme financial instability caused by high-interest consumer debt funding speculative international business deals.
  • This case illustrates the critical danger of prioritizing high-risk, unproven rewards over immediate debt repayment and stable income utilization.
  • Guest Eli, a 29-year-old software engineer earning $8,000 net monthly, details his obsession with commodity export, focused on an unproven gold mine investment in Uganda, despite carrying significant personal and business debt.

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Description

▶ *GET YOUR OWN HAMMER FINANCIAL SCORE* - Want to see where you stack against our guest? Get your free Hammer Financial Score: https://www.calebhammer.com ▶ *FINAL DAY!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I CALL HER I CALL THE GIRLFRIEND AND COMPLETELY EXPOSE HIM- I need her to RUN Submit proof of purchase at https://hammerelite.com for reimbursement. ▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. ▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ Chapters: 00:00 Intro 03:39 thats a financial audit first lol 17:01 what world is this guy in 32:46 bro thinks hes him 47:40 chat.. is chikfila valid? 01:04:45 mhm. 01:14:12 you know it’s serious when Caleb stands up ___________________________________________ ▶More Content 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer ___________________________________________ ▶EXTRA 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: [email protected]

Top Comments (10)

@frodonaggins1738 2025-08-01

Caleb, I am his grandmother, could you please tell him im in jail and need $20,000 for bail. ❤ I will pay him back when I get out.

13.4k 138 replies
@10deouros 2025-08-01

From the creators of Nigerian Prince, we present to you… Ugandan gold mines

9.6k 59 replies
@musicguy1987 2025-08-01

"Im a co-owner if a gold mine in Uganda". When i was 10, I bought a star and named it after me; they even sent me a certificate.

7.9k 69 replies
@Magaroni-o7z 2025-08-02

Hearing him talk makes me feel like I’m being pitched an MLM by a frat boy

6.3k 24 replies
@305Mimi 2025-08-01

My neighbor lost his life savings of $375,000 on a similar gold scam. Yes, he went to Africa. Yes he saw the gold. Yes he received proof that his gold is being held in customs. He's now homeless and STILL doesn’t have his gold. Now, my neighbor was elderly so maybe he just didn't understand how scams work despite me and his entire family trying to warn him, his bank warning him, and western union cutting him off. But this guy?! He's the epitome of Dunning Kreuger.

3.4k 37 replies
@mircomuntener4643 2025-08-01

Uganda was insulted by the Chinese millions but this guy's 5 figures gets him into the royal family. This guy's got the mental capacity of pencil shavings.

2.8k 25 replies
@Echo-Trax 2025-08-01

Hates American business red-tape, proceeds to jump through impenetrable international red-tape to get scammed.

2.5k 11 replies
@snappnasse 2025-10-12

"The president's daughter". He's soo deep in this scam they will probably be able to drag him along for at least another 75k.

635 7 replies
@jacklin3867 2025-08-21

Update 8/21 livestream with Caleb summary in discussion order (in case you missed it): - GF is still with him, she cooks for him. - Spending dropped from 6K to 4.8K by paying down debt and cutting spending. - Credit now in 700s. - Meeting on 8/20 happened but he received no money. $0. - Mentioned the people he met seemed to be fishing for information from him about mining. - Plans to go to Uganda personally. - Not planning to spend more on the investment (...for now...) - He still believes it's legit overall and hasn't given up on it. - Currently coding apps to make ends meet. Feel free to reply if there's anything I missed!

597 15 replies
@CalebHammer 2025-08-01

▶ *FINAL DAY!!!!!!* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I'll send you a digital gift card covering the $10 cost. In today's post show, I CALL HER I CALL THE GIRLFRIEND AND COMPLETELY EXPOSE HIM- I need her to RUN Submit proof of purchase at https://hammerelite.com for reimbursement. ▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join! ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. imcoolmaybe ._., PK, Taryn Stouffer, miseryindex01, Carlos Leon, hashley, Emma Johnston, Gooch, Caleb Hammer’s Calculator, Danniella Fennelly, Blerice, Jhonathan Rodriguez, Venomous, Julian Ellison, Rose, Maksim Sviridov, Hailey Geller-Zawisha, Vince Carter, Domennator, Hands_Of_Skorm, Maighan Giles, Anthony Kasawdish, Prey, Shenna Hii, VCSL, Tech Guy, Hannah Dooley, Corey S., T3N, Grant Oster, Alastair, Pe@chy, catzius1212, Betty C, Sebastian Okier, Dr. Fajingler, Kard Harsdivia, Catwithsocks, Cyndy Goodin, K Johnson, Jennifer Giovetti, Marcie Woodley, Madison Reed, Stephanie Tang, All Star Strength, Kelsey Zettler, Emmy Ranson, RJG, Steph Cote, awildtara, King Yeetles, DaveDew, Kayne M, MintyPeaPhD, Aiden Sprague, Kip Cornelius Fuyuki, Soul, kimmy917429, Country Crypto, D Will, sangybr, Eric lozano, Erin Nicole, Miguel Moyer, Christopher Cone, Patricia Embry, YashaProductions, alexis briano, Apollo XV, ECbear2585, Peter McInerney, facu salas, Andrew Can, Evan Nekuda, GraphicsByStorm, Earl Cowan, Dr EatBulets, LuluFoxxx, Catie Goodnow, Driftless Wisco, Victoria Komar, Stecker Graphics, Katie h, Sharon Santiago, Madison Cribbs, Faith Collard, Samuel Santos, Brian Jacobson, Demigod007, Sarah Routon, Jerry Shuckhart, Desiree Haro, Andrew McCanna, Joel Sanchez, Cloud, Jonathan Tanguay, Allegedly newman, Kiku_Valentine, Lrenee1996, Scott Oldford, Evan Lehr, mauro suarez, Clayton Copper, Mags Paracha, Tayzer, Azonipse, RobbyV, Aaron Stelter, Vergost 122, Jasoleia El Omari, Camila Masetto, Lucifer Morningstar, StereotypicalSalamiBun, Andy Garcia, Renee Hopkins, Kelsie Jones, Bryson Still, ItsNot_Aqua, Michael Plummer, Brandi Heller, Trent Schmidt, Phillip King, Sarah Champion, Margaret C., Salsa Verde_NP, Sharon D, Josh Parkway, Diego 17_21, Dik-Dik, Camo1691, Thomas B, Georgie B, Andrew , PsychoMichaelfr, Alec , Ctopp, Susan Wenzel, Cameron Murzyn, THE_LEGO_LOUNGE, Mykayla, Marc26110, Sarah Nelson, Lance Tardiff, Christian Duarte, Bethany Zittrer, Stay Salty Studios, David, nan, Charl Potgieter, Derek Gregory, Sarah Brunsmeier, Ian Dickhaus, cheyenne dann, Lucero Saenz, Seayouintea, Fernando P., Holydarkx, Zax, reyuho, Ethan Hammerle, Tonvisage, Rat Rizz, Stephanie West, Kristen Sather, Canopr1ngles, Ivegottoxickisses, Dantheman5507, Dennis Kurzatkowski, LtMadWolf, Thomas Vance, Jonathan Rollins, Forca DesignLLC, Kadie Helgeson, Will Fisher, Donna Petersen, Jazmyn Donley, zoeytigger, Channel 19, Prophecy, JohnPeter Stravinski, Corey Johnson random adventures, Keith Adams, Lauren Hadfield, Hav 307, Faendryla, Slowahhmedia, Luca Diaz (Luryon), Dawson Yandle, Steph Willard, Anand Vadlamani, Khoa Nguyen, Caitlyn Booker, Tommy Sheehan, Crown Fitnesss, Kathryn Wheeler (Kathy), Jessica M, Srdjan Licina, Tylinann, Peter, Daniel Scott, JKarot2, Nick

188 21 replies

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