The Fed Just Admitted It… They Can’t Fix the Housing Market
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Top Comments (10)
the mortgage rate isn't what determines affordability anymore. it's also the cost of property tax, home insurance, hoa, maintenance, water bill, electric bill, sewage, garbage - all of which will increase due to inflation.
There is no shortage of homes for sale. The housing prices are just too high for most people. Investors have ruined the market. The federal government is actually going after some firms for buying/ consolidating building companies then purposely slowing down construction of new homes to artificially raise the price of those homes which has had a chain effect across the country. In my state I've seen houses sit on the market for more than 5 years because some investor bought them and won't drop the price even though they've never stepped a foot on or inside the property.
Builders in my area are not building starter homes anymore. They are all either 700k and up colonials or large apartment complexes. This is the new normal for the housing market.
Same here. I didn't get any financial education growing up. I started at 45, overwhelmed and embarrassed. Two years later, I'm finally debt-free after paying off $176k. My net worth “ isn't crazy, but it's stable - around $880k. And honestly, that stability feels like a blessing.
Hit 200k today. I'm really grateful for all the knowledge and nuggets you have thrown my way over the last months. Started with 14k
A 6% mortgage rate is only high because the price of real estate is absurd and wages are not keeping up.
when the government says they are here to help, you're cooked.
Stop corporations from buying houses and cap individuals from buying multiple houses to rent out
thank you random guy on youtube
Register for my LIVE investing workshop & get Market Briefs as a bonus: https://go.briefs.co/2026-portfolio-playbook/?utm_campaign=june2026webinar&utm_medium=organic&utm_source=youtube&utm_placement=youtubepinned&utm_content=4Y-yozrl3FY&utm_term=minority_mindset WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!"
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Top Comments (10)
the mortgage rate isn't what determines affordability anymore. it's also the cost of property tax, home insurance, hoa, maintenance, water bill, electric bill, sewage, garbage - all of which will increase due to inflation.
There is no shortage of homes for sale. The housing prices are just too high for most people. Investors have ruined the market. The federal government is actually going after some firms for buying/ consolidating building companies then purposely slowing down construction of new homes to artificially raise the price of those homes which has had a chain effect across the country. In my state I've seen houses sit on the market for more than 5 years because some investor bought them and won't drop the price even though they've never stepped a foot on or inside the property.
Builders in my area are not building starter homes anymore. They are all either 700k and up colonials or large apartment complexes. This is the new normal for the housing market.
Same here. I didn't get any financial education growing up. I started at 45, overwhelmed and embarrassed. Two years later, I'm finally debt-free after paying off $176k. My net worth “ isn't crazy, but it's stable - around $880k. And honestly, that stability feels like a blessing.
Hit 200k today. I'm really grateful for all the knowledge and nuggets you have thrown my way over the last months. Started with 14k
A 6% mortgage rate is only high because the price of real estate is absurd and wages are not keeping up.
when the government says they are here to help, you're cooked.
Stop corporations from buying houses and cap individuals from buying multiple houses to rent out
thank you random guy on youtube
Register for my LIVE investing workshop & get Market Briefs as a bonus: https://go.briefs.co/2026-portfolio-playbook/?utm_campaign=june2026webinar&utm_medium=organic&utm_source=youtube&utm_placement=youtubepinned&utm_content=4Y-yozrl3FY&utm_term=minority_mindset WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!"