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Pay Off Your Mortgage or Invest? Most People Get This Wrong!

2026-01-26 Education
32.6k
1.4k
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Minority Mindset
Minority Mindset
2.5m subscribers

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Description

Watch my free masterclass & get Market Briefs as a bonus: https://briefs.finance/q18 My recommended tools*! *Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube. ---------- ➤ Life Insurance 1) 🛡 Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 2) 🏠 Fundrise* - Invest in real estate passively! https://www.theminoritymindset.com/fundrise *Jaspreet Singh is an equity owner in Fundrise and has invested in Fundrise. He receives a commission if you use his affiliate link. ---------- ➤ My Favorite Credit Cards 3) 🪪: See my top credit card picks for this month: https://www.theminoritymindset.com/creditcards ---------- ➤ Invest In Stocks Passively 4) 📈 M1 Finance - Buy stocks & ETFs on autopilot: https://theminoritymindset.com/m1 ---------- ➤ Business Accounting 5) 💸 CommonWealth - Does your business do over $250k/year? If yes, get a free consultation from my partner accounting firm: https://theminoritymindset.com/tax ---------- Buy Gold Passively 6) 👑 Vaulted - Buy physical gold on autopilot: https://theminoritymindset.com/yt/vaulted ---------- Recommended: The Fed Just Hit the Reset Button — Your Dollars Are About to Be Worth Less https://youtu.be/YDLIkgcS4H0 What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh Follow me: Instagram: https://www.Instagram.com/MinorityMindset Website: https://www.TheMinorityMindset.com Want More 🥑🥑? Briefs Finance website: https://www.briefs.co Minority Mindset Clips: https://www.youtube.com/minoritymindsetclips Minority Mindset En Español: https://www.youtube.com/minoritymindsetenespanol Video host: Jaspreet Singh DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you. DISCLAIMER CONT'D: I'm just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

Top Comments (10)

@OPneedsnerfed 2026-01-26

The best decision I ever did was paid off my mortgage early as hell. The security bubble that it creates is very beneficial

127 22 replies
@charlesroyal3428 2026-01-26

A paid for home is an amazing feeling though. One less thing to worry about

108 8 replies
@mark52111 2026-01-27

Yep. I had several people tell me to not pay off early 25 years ago, for same reasons. But Mama didn't raise no fool, paying off early is guaranteed money with zero risk. I doubled down and paid off my 30 year loan (6.8%) in 7 years. And btw, I still maxed out my 401k contributions at the same time. It doesn't have to be a one or the other situation. You can do both. I lived "low on the hog" in those years. No regrets. I reap the rewards today. Every day is Saturday. 😂

65 3 replies
@JamieScott-s8b 2026-01-28

now I've hit $170,590. I was having this exact conversation with my son the other night-generational wealth isn't just about getting money. It's about teaching everyone not only how to make it, but also how to maintain it. It does no good for me to provide for my family if they don't understand how to manage and sustain it

34 5 replies
@markamark123 2026-01-26

thank you random guy on youtube

30
@almartinez1817 2026-01-26

Paying off your mortgage should be your number 1 priority. Things happen in life that are out of your control. But knowing that your family has a place to stay and owned is the greatest investment.

25 1 replies
@m2gautam 2026-01-26

Numbers vs freedom, freedom always wins for me.

25
@jeffjets00 2026-01-27

Everybody I ever see do these evaluations always forgets one key part. Once you pay off your house early, say 5 years early you now free up your entire mortgage payment to invest. If you were investing you would still only be investing that $500 per month while the person who paid off their house may be investing $3000 a month for those 5 years. It very quickly catches up and sometimes even passes the person who was just investing.

17 1 replies
@MinorityMindset 2026-01-25

"Register for my free masterclass & get Market Briefs as a bonus: https://briefs.finance/m35 WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!"

9 2 replies
@jjshow8572 2026-01-28

Paid my mortgage off at 36. Missed investing opportunities. But now I’m smarter and making better investments in stocks than I would have.

8

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