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This Is When We'll See 5% Mortgage Rates...

2025-06-16 Education
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Minority Mindset
Minority Mindset
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Subscribe to Market Briefs (my daily financial newsletter) for FREE & get my investing masterclass as a bonus: https://link.briefs.co/41rLoyT My recommended tools*! *Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube. ---------- ➤ Get A FREE Consultation With A Financial Advisor 1) 💰 Money Pickle - Best for $100,000 - $3M+ In assets: https://theminoritymindset.com/advisor ---------- ➤ Life Insurance 2) 🛡 Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) 🏠 Fundrise* - Invest in real estate passively! https://www.theminoritymindset.com/fundrise *Jaspreet Singh is an equity owner in Fundrise and has invested in Fundrise. He receives a commission if you use his affiliate link. ---------- ➤ My Favorite Credit Cards 4) 🪪: See my top credit card picks for this month: https://www.theminoritymindset.com/creditcards ---------- ➤ Invest In Stocks Passively 5) 📈 M1 Finance - Buy stocks & ETFs on autopilot: https://theminoritymindset.com/m1 ---------- ➤ Business Accounting 6) 💸 CommonWealth - Does your business do over $250k/year? If yes, get a free consultation from my partner accounting firm: https://theminoritymindset.com/tax ---------- Buy Gold Passively 7) 👑 Vaulted - Buy physical gold on autopilot: https://theminoritymindset.com/yt/vaulted ---------- Recommended: The System Wants You To Be Financially Poor - How To Break Out | ‪@Andreduqum‬ x Jaspreet Singh https://youtu.be/InoLAdMKkyQ?si=GjJ2hI5X1ttxoQwb What Is The Minority Mindset? "The Minority Mindset has nothing to do with the way you look. It's the mindset of thinking differently than the majority of people" ~Jaspreet Singh Follow me: Instagram: https://www.Instagram.com/MinorityMindset Website: https://www.TheMinorityMindset.com Want More 🥑🥑? Minority Mindset Clips: https://www.youtube.com/minoritymindsetclips Minority Mindset En Español: https://www.youtube.com/minoritymindsetenespanol Video host: Jaspreet Singh DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you. DISCLAIMER CONT'D: I'm just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

Top Comments (10)

@Pachec-m1s 2025-06-28

Mortgage rates are currently at an all time high since 2000(24 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market

107 5 replies
@StreetChipmunk 2025-06-16

It’s sad that interest rates are pretty consistent for everyone. There is almost no reward for having a good or even an 820+ credit score. The biggest lie we were ever told is that those that worked hard, went to college, got a good job, and were financially responsible would have a leg up. It doesn’t feel that way. Every mortgage applicant should be thoroughly vetted for their ability to pay and assigned an interest rate from a wider range based on their overall financial strength.

71 24 replies
@LV-1969 2025-06-16

My friend was complaining he and his wife wasn't saving enough for retirement. I told him about Jaspreet's 75/15/10 rule. We did a light "budget" scenario over lunch one day. Once he saw where his money was going, he realized he could be saving an additional 300+/month just by cutting back on eating out over lunch, Starbucks coffees, and paying off his credit card debt. Once you manage your money it's easier to get through economic rough spots.

41 2 replies
@krassimirpetrov7131 2025-06-16

Rates are NOT high historically , prices are high

19 2 replies
@markamark123 2025-06-16

thank you random guy on youtube

14
@MinorityMindset 2025-06-16

Register for my free masterclass & get Market Briefs as a bonus: https://briefs.finance/880905 WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!

7
@dianatamayo5089 2025-06-16

Come on recession lol I need a lower rate 😅

4
@fastmph 2025-06-16

Simple answer….when the 10-year UST drops to 3%.

4
@ko152Rq 2025-06-16

If only our president understood how tariffs work. Powell is protecting us! Great video!

3
@apocalypse487 2025-06-20

Forget the rates. Housing is 50% more expensive in just a few years. Which is the real reason why homes are unaffordable.

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