Are 3% Mortgages Coming Back?
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Top Comments (10)
In summary, everything is still extremely unpredictable and no one knows what’s going to happen 😣lol
There's too much uncertainty daily to even begin to make an educated decision.
I don’t really see how a 3% mortgage will change the overall picture. By Jaspreet’s own narrative. A 3% mortgage rate would encourage more sellers to sell, but they would need to buy another house. Additionally, there would be more buyers entering the market, who were waiting for mortgage rates to fall. If there is not a surplus of houses for sale compared to the number of buyers, the price of housing will continue to rise and the previous cycle will be repeated.
Don't forget banks will almost always sell your mortgage loan to another bank without you even knowing it
This is a dope video! This guy broke it down in a way that a middle schooler can understand him. PROUD subscriber now🎉
Great explanation on how the mortgage market is all connected. Recently started watching your videos and I’m loving it. Keep up the good work!
Register for my free masterclass & get Market Briefs as a bonus: https://briefs.finance/060c17 WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!
I think home prices would run away again I live in Las Vegas our inventory is increasing home buyer demand is decreasing but home prices are magically going up. And with lower rates I think they would go up even more
What good is a 3% interest rate on a over priced house. The average small or starter house is $400k. The average person doesn’t make that with two working people. Banks are restrictive on who they lend based on credit score, salary and debt to income ratio. The fact that they even look at salary is a joke. Since a persons salary is not their take home pay due to all the taxes and benefits taken out. The net or take home pay for most people would not rationally allow for a loan on a $400k house. I haven’t seen a house under $200k since the late 80s early 90s.
You are so eloquent and make everything so simple to understand. Thank you!
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Top Comments (10)
In summary, everything is still extremely unpredictable and no one knows what’s going to happen 😣lol
There's too much uncertainty daily to even begin to make an educated decision.
I don’t really see how a 3% mortgage will change the overall picture. By Jaspreet’s own narrative. A 3% mortgage rate would encourage more sellers to sell, but they would need to buy another house. Additionally, there would be more buyers entering the market, who were waiting for mortgage rates to fall. If there is not a surplus of houses for sale compared to the number of buyers, the price of housing will continue to rise and the previous cycle will be repeated.
Don't forget banks will almost always sell your mortgage loan to another bank without you even knowing it
This is a dope video! This guy broke it down in a way that a middle schooler can understand him. PROUD subscriber now🎉
Great explanation on how the mortgage market is all connected. Recently started watching your videos and I’m loving it. Keep up the good work!
Register for my free masterclass & get Market Briefs as a bonus: https://briefs.finance/060c17 WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS! There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!
I think home prices would run away again I live in Las Vegas our inventory is increasing home buyer demand is decreasing but home prices are magically going up. And with lower rates I think they would go up even more
What good is a 3% interest rate on a over priced house. The average small or starter house is $400k. The average person doesn’t make that with two working people. Banks are restrictive on who they lend based on credit score, salary and debt to income ratio. The fact that they even look at salary is a joke. Since a persons salary is not their take home pay due to all the taxes and benefits taken out. The net or take home pay for most people would not rationally allow for a loan on a $400k house. I haven’t seen a house under $200k since the late 80s early 90s.
You are so eloquent and make everything so simple to understand. Thank you!