The Savings Expert: The Truth About America Collapsing! The Cost Of Living Is About To Skyrocket!

I grew up wealthy, my father was a very successful entrepreneur. I remember feeling so embarrassed by the excess, mainly because my siblings would flaunt it, whereas I tried to hide it. My brothers became cocaine addicts and destroyed our family business. I moved across the country as soon as I graduated high school, I live a super simple life, and zero stress. I now realize that I had the benefit of knowing what wealth was like and knew it wasn’t what life was about.

We have to stop blaming China, Donald Trump, tariffs etc!!! I worked as a knitwear designer in the 80s, and myself and many of my colleagues were made redundant, because the likes of M&S, Next, Topshop etc all decided money was more important than British jobs, so they all went and got everything made in China, Taiwan, Bulgaria etc (same in the US and all other Countries) GREED! pure and simple. All other Industries do the same thing. Britain had a reputation for good quality, so a lot of things could have stayed in the UK, and people would have paid the extra for good quality. People have to understand the people who are in charge are rich, and they set the rules that keep the rich rich, and the working class poor, and now the middle class poor. Everybody says that we should teach the kids finance in school, they will never do that, imagine teaching the kids that when they get their first job, they should put £100 a month away in an ISA and leave it there for a long time, it would never happen, they want them to stay in the system, so the rich can get richer and they can stay poorer!! Look at all the privatisation in the UK look at British Steel, look at the NHS all on their knees, because of GREED. Our politicians and government are not working for the working class or the middle class anymore, they are working for themselves! Have a good day everyone!

I'm a single mother with two children and there had been times when we didn't have any money, obviously. One day we only had several rubles left. I took my daughter and we went to a bookshop and bought a book. It was almost closing time, so we ran. We were running and laughing ... and we bought a book of poems with our last money. I don't know if there's a life lesson in this but it's one of my favourite memories. Both my children grew up very creative and one of them writes poetry.

The best decision i ever made was pay off my mortgage before turning 40! The freedom i now have is so worth it. I am no longer a slave to an employer. I now work on my terms as a contractor. My rental income alone pays for my living expenses. People think i just got lucky because i bought my house before the pandemic. I paid my 30 year mortgage in 10 years. I did it with intention. 3x extra to principal is no easy task. Glad i did!!

34:00 In Spanish there is this expression: "The richest person isn't the one who has the most, but the one who need the least"

Instead of continually calling it a tariff just call it an import tax which explains what they are in a much more straightforward way.

I lived and worked in the US for 30 years. I lived most of my life in debt, but got paid reasonably well. I had enough disposable income to take a semi-decent family vacation every few years, eat out occasionally, have a house, 2 cars, pets, 2 kids. I was in line to purchase the vet clinic where I worked for 16 years. I would have made significantly more money. The chronic stress of my job, combined with the rat race and divisive US politics brought me to the brink of suicide. No amount of money would have fixed that problem. I decided to leave the country and work a lot less. Ironically, I now enjoy gardening, walking and cycling, reading, drawing and painting. I adore my life and earn less than I used to.

📣If you enjoy this conversation, please leave a comment sharing your favourite part - I'd love to know what resonates with you most ❤ (also, would be doing me a big favour if you could subscribe & like the episode 🙏🏾🥲) appreciate you - SB! X Update: (some of you asked when this was recorded - it was recorded days ago)

I really appreciate these interviews you do. They very literally change my life. My introduction to your podcase was regarding insulin and glucose. That was about 7 weeks ago. I was so inspired, and I've entirely changed my diet since then. I understand some things that I could never wrap my mind around. Now, I've lost 13 pounds by using the information I attained to better my health and I feel amazing. I watched the one about menopause, and the connection to our brains, and then the next day a (post-menopausal) friend of mine told me she used to get terrible migraines, but now that she's older, she never gets them anymore. Well, isn't that interesting, I thought to myself. I work as an educational assistant, and I totally related to the comment (I hope I'm quoting it correctly), "behavior makes sense with enough information." I always knew this, but to have the words spoken and summed up - these words will remain with me. Anyway, thank you for what you do. You make a difference.

I didn't see myself working at a grocery store in 2025, but my husband and I could read the tea leaves in 2012 and invested in land and building a tiny home in the woods, solar panels, and all that. I recently moved back to this tiny home Dec 2024 from paying $1800/mth for a studio apartment in Dallas, only 200 sq ft larger than the home I own in a rural area. When you add up rent, bills, transport, food, all that, I am actually doing *better* working at the grocery store part time and living a frugal lifestyle with no mortgage/rent and very low bills. Starlink is my most expensive bill. I am looking to do some online work as well, based on my past skills. I feel very fortunate we decided to invest in this little place, especially with the rising costs of living. I got a job offer at another city, pretty close to my home and won't do it becauase I would have to pay rent and it only pays a couple dollars more than the grocery store. Unbelieveable....